No endless paperwork here. Our process is simple, transparent, and always centered on you. We'll walk you through every step, answer your questions, and keep everything stress-free.

No endless paperwork here. Our process is simple, transparent, and always centered on you. We'll walk you through every step, answer your questions, and keep everything stress-free.

This is how we get you into your new home.

This is how we get you into your new home.

A calm closing

Reliable pre-approvals

No “surprise” numbers

Straight answers, fast

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Keys in your hand, and stress outside the door.

Buying a home is one of life’s biggest decisions, and we believe the process should rise to meet the moment. That’s why so many homeowners choose us over other lenders.

Click below to explore our process so you know what to expect

Apply

Apply

• Recent pay stubs (past 30 days)
• W-2s or 1099s (past two years)
• Bank statements
• ID and SSN
• Previous addresses (past two years)

The first step is to apply! You can take care of this online, over the phone, or in person. We’ll review your financial information to determine your eligibility and point you in the right direction. 

What to bring: 

Approval

Approval

We won’t keep you waiting! Once we review your financials, our Underwriter will verify your application, and if you're approved you’ll know exactly what you can afford before you start house shopping. 

Find your home

Find your home

Once you’ve worked with your Realtor to find the perfect home, send us the fully executed sales contract, and we’ll take care of the next steps. We work closely with local real estate agents to make this collaboration a breeze. 

Inspections and Appraisal

Inspections and Appraisal

Your agent will schedule an inspection to get a closer look at the home and discover any repairs it might need, both now and down the road. Meanwhile, we’ll schedule a home appraisal to get an accurate market value of your new property. 

Appraisal Review

Appraisal Review

Our Underwriter will review the appraisal report when it comes back. Then, they’ll check the property details and value against the loan guidelines. 

Clear to Close

Clear to Close

After reviewing the final closing costs and settlement numbers, our Underwriter will send the complete loan package to the closing department. This serves as their final approval and means you’re one step closer to getting your keys!

Final Walkthrough

Final Walkthrough

You and your agent tour the property one last time to approve the condition of the home, making sure it’s the same or better than it was when you signed the initial sales contract. 

Closing

Closing

This is why we do what we do! When everything’s complete, you’ll review and sign your final closing documents at the settlement agent’s office. Once they record your closing documents, you’re free to enjoy your new home!

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There's a reason we've been able to turn so many buyers' dreams into reality. Our creative financing solutions and 1:1 tailored programs make it possible for us to do what other lenders can't.

If you've been told "no" before, then let's chat.

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Curious about how much you can afford?

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