We're busy breaking molds and building trust.

Because doing things differently (and better) has always been at the heart of our story.

Your experience matters to us because we've been there too.

After graduating from Appalachian State University, I worked in auto financing before transitioning to mortgage lending in 2020. When I entered this industry, I knew I wanted to do things a little differently. In a space driven by numbers and metrics, I desired to build real, meaningful connections that lasted long beyond the closing table. 

I wanted to become known as much for my heart for others as my ability to facilitate efficient, streamlined transactions. Over the years, I’ve built an incredible team of talented, results-driven experts who take personal pride in helping clients and agents feel confident and at ease. 

We’ve worked diligently to develop real relationships with clients and real estate professionals, quickly becoming the “go-to” lenders throughout the Triad, NC and beyond. Our people-first approach has earned us the trust of the clients we serve, and the industry is taking notice. 

As experienced, trusted advisors in this space, we’ll break down every process so it’s easy to follow and understand. We want the financing process to feel exciting and empowering.

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We make sure you have everything you need to enjoy your new home for now and years to come.

We provide curated and personal options for every client.

We don’t believe in ghosting. You’ll always know what we’re working on and what comes next. 

We don’t see obstacles. We see opportunities.

On time or ahead of schedule: That’s the only way we work.

The home of your dreams is within reach. We’ll help you get there. 

Longevity

Creativity

Tenacity

Reliability

Efficiency

Accessibility

Some of the values that drive our approach to client interactions:

Meet the team agents trust and clients return to.

Meet Ally, a Lexington, NC native and proud Appalachian State grad who's been helping people finance their dreams since 2017! From auto loans to mortgages, she's climbed the ranks to become a Scotsman's Guide Top 1% and Chairman's Club LO at Atlantic Bay. When she's not closing loans, you'll find her cheering on App State, traveling, catching live music, or reminiscing about her high school pole vaulting days!

Producing Sales Leader

Ally Cain  |

Meet Sara, born and raised in the heart of Yadkin County, Sara has spent the past three years growing her career and loving every minute of it. She's engaged, a proud pet mom to two dogs and one cat, and has a passion for interior design that shines through in everything she does. With her upbeat energy and eye for detail, Sara brings a spark of joy to everything she touches!

Team Manager

Sara Chandler  |

Meet Madison, she has called Lexington home for the past five years. After starting her career in healthcare, she made the leap into lending in 2021. A proud Appalachian State graduate, Madison loves spending time with her family, traveling, shopping, and finding the best local coffee shops. She's married and a mom to two wonderful kids, and keeps busy with two lively dogs - making life a fun and full adventure!

Licensed Loan Officer Assistant

Madison Salois  |

Community is at the heart of everything we do.

Meet Amanda – a former Austin, TX small business owner turned mortgage pro who “fell into” lending in 2013 and never looked back! When she’s not helping clients navigate home financing, she’s tackling home improvement projects, planning weekend getaways, or diving into a good podcast. Fun fact: she’s conquered five ultramarathons, ranging from 30-50 miles!

Loan Officer Assistant

Amanda Casey  |

Community is at the heart of everything we do.

Meet Laurie, a Lexington, NC native and true Southern girl through and through. She’s married to her high school sweetheart and together they have two beautiful daughters and one spoiled mini Goldendoodle named Bentley. Laurie comes from a financial services background and brings organization, warmth, and care to every client experience. When she’s not keeping things running smoothly, you can find her spending time with family, relaxing with a good book, or enjoying sunny days by the lake. Fun fact: Mountain Dew is her coffee!

Team Admin

Laurie Wheat  |

Community is at the heart of everything we do.

Meet Kylie, born and raised in Glasgow, Kentucky, where she still lives on her family farm and built her own home in 2021. She’s been in the mortgage business since 2016 and is a proud mom to a sweet 7-year-old daughter. When she’s not guiding clients through to the closing table, she’s out on the farm with her animals — including 26 Scottish Highlands, 3 yaks, and 4 pigs. Kylie loves going to rodeos and exploring new vacation spots with her daughter.

Contract to Close Specialist

Kylie Ross  |

Community is at the heart of everything we do.

Meet Jackie, born and raised in Virginia Beach and has been in the mortgage industry since 2016. She and her husband have two young children — a 6-year-old daughter and a 4-year-old son — who keep life busy and full of joy. Jackie’s calm approach and attention to detail help ensure every client’s journey to closing is seamless. Outside of work, she loves baking cakes, pastries, and anything sweet, and spending time outdoors with her animals.

Contract to Close Specialist

Jackie Fennema  |

Community is at the heart of everything we do.

2024 Mortgage Banker of The Year

Atlantic Bay Chairman’s Club Member

We've earned some accolades that affirm our commitment and expertise:

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